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rewards of long-term planning.Teaching young learners how to build solid financial foundations is an importantstep in building financially healthy communities.Although our work is far from complete,we know that FutureSmart works.And it works exceptionally well.In the largest study of its kind,supported by the MassMutual Foundation and EVERFI,the University ofMassachusetts Donahue Institute (UMDI)recently concluded that 90%of students saw a statistically significant andeducationally meaningful increase in knowledge after taking the FutureSmart course.What's more,these results were consistent across all student demographics including race,age,gender,schoolyear,and socioeconomic status.We have a long way to go to reach every single middle school student,but we welcome the challenge.Together,our teams have started a movement to provide equal access to financial education,and we invite others tojoin usVisit geffuturesmart.com to learn more and see how you can bring FutureSmart to the young people in yourlife.MICHAEL FANNINGRAY MARTINEZHead of MassMutual USPresident and Co-Founder of EVERFI21.The course FutureSmartA.is offered in two different languagesB.requires skillful smartphone operationC.has been bought by a large number of schoolsD.targets students from low-to-moderate income families22.How does FutureSmart introduce financial concepts?A.By establishing financially healthy communities.B.By managing opportunities and rewards.C.By simulating real-life situations.D.By delaying financial gain.23.After taking the course,the students should be able to.A.improve their academic performanceB.accept financial challenges at any timeC.understand people from various backgroundsD.build a stable financial foundation for the futureB第4页/共15页
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